Thursday, July 06, 2006

First Steps in Home Buying

Buying a home is an exciting time, full of possibilities and pressures. Starting with some initial preparation and planning will help make the entire process more efficient and less overwhelming.

To start the ball rolling, you should:

1. Check Your Credit Rating:

Even if you are sure that your credit is excellent, it is wise to check on it at the outset. You’d be surprised how many mistakes are made due to faulty social security numbers, similar names or errors made by retailers. If there is an error, write a letter to the appropriate credit bureau. They are required to assist you in sorting things out and usually take about 30 days. You can obtain a free credit report online at,

When you see your credit report, you may have questions about what it all means. Don't hesitate to contact me or visit my website, I'm glad to help anyway I can.

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