BankRate.com Mortgage Tips

With 2007 just around the corner, BankRate.com has recommended 7 smart moves for those who have a mortgage or are thinking about getting one.

1. Review your mortgage -- does it still fit your circumstances?
2. Watch out for reset.
3. Don't pay the minimum on an option ARM.
4. When you get a mortgage, shop around.
5. Make an extra payment.
6. Think about getting mortgage insurance instead of a piggyback loan.
7. Be skeptical.

Read the full story...